So you can relay on us to success and we won't let you down! To make sure your situation of passing the certificate efficiently, our CCRA-L2 Valid Test Study Guide study materials are compiled by first-rank experts. So the proficiency of our team is unquestionable. CCRA-L2 Valid Test Study Guide is the authentic study guides with the latest exam material which can help you solve all the difficulties in the actual test. Our CCRA-L2 Valid Test Study Guide free demo is available for all of you. Tens of thousands of the candidates are learning on our CCRA-L2 Valid Test Study Guide practice engine.
AIWMI CCRA CCRA-L2 There is no doubt that you can get a great grade.
You can also try the simulated exam environment with CCRA-L2 - Certified Credit Research Analyst Level 2 Valid Test Study Guide software on PC. So we have adamant attitude to offer help rather than perfunctory attitude. All Latest CCRA-L2 Demo test prep is made without levity and the passing rate has up to 98 to 100 percent now.
Our CCRA-L2 Valid Test Study Guide practice materials are really reliable. In a word, our CCRA-L2 Valid Test Study Guide exam questions have built good reputation in the market. We sincerely hope that you can try our CCRA-L2 Valid Test Study Guide learning quiz.
AIWMI CCRA-L2 Valid Test Study Guide - It is very easy and convenient to use and find.
As the employment situation becoming more and more rigorous, it’s necessary for people to acquire more CCRA-L2 Valid Test Study Guide skills and knowledge when they are looking for a job. Enterprises and institutions often raise high acquirement for massive candidates, and aim to get the best quality talents. Thus a high-quality CCRA-L2 Valid Test Study Guide certification will be an outstanding advantage, especially for the employees, which may double your salary, get you a promotion. So choose us, choose a brighter future.
Our experts are constantly looking for creative way to immortalize our CCRA-L2 Valid Test Study Guide actual exam in this line. Their masterpieces are instrumental to offer help and improve your performance in the real exam.
CCRA-L2 PDF DEMO:
QUESTION NO: 1
The most important metric for a bank is the Net Interest Income (NII) which is the difference between____income and____expense.
A. Total; Total
B. Interest; Fee
C. Interest; Interest
D. Interest; Total
Answer: C
QUESTION NO: 2
Scott is a credit analyst with one of the credit rating agencies in India. He was looking in Oil and
Gas Industry companies and has presented brief financials for following 4 entities:
Two credit analysts are discussing the DM-approach to credit risk modeling. They make the following statements:
Analyst A: A portfolio's standard deviation of credit losses can be determined by considering the standard deviation of credit losses of individual exposures in the portfolio and summing them all up.
Analyst B: I do not fully agree with that. Apart from individual standard deviations, one also needs to consider the correlation of the exposure with the rest of the portfolio so as to account for diversification effects. Higher correlations among credit exposures will lead to higher standard deviation of the overall portfolio.
A. Both are correct
B. Only Analyst A is correct
C. Only Analyst B is correct
D. Both are incorrect
Answer: C
QUESTION NO: 3
Mark Construction Company (MCC) has bagged a contract for construction of a large dam and hydro power project on river Shiva in Madhya Pradesh (MP). The project is also of relevance from the irrigation perspective due to its location and as per the agreement MCC will have to undertake construction of web of canals, approach road to dam, power house and other ancillary units. MCC is promoted by Mr. Thomas Mark, who is a MP from the ruling party which recently formed government in MP. Historically, MCC has been engaged into construction of rural roads, small bridges and railway platforms on contract basis for the Government. MCC will have a separate special purpose vehicle (SPV) floated for this venture.
The hydro power project comes under the public private partnership scheme of the Government of
MP, where in the private partner builds owns operates and transfers (BOOT) the hydro power plant.
The detailed terms of the hydro power project agreement are as follows:1. The construction of the dam, canals and hydro power plant shall be undertaken by the contractor. The Government of MP will have to acquire land which will submerge on construction of dam and shall rehabilitate the owners of land.
2. MCC shall have right to operate the hydro power project from date of commencement of commercial operations (DCCO) for a period of 20 years and shall transfer the project to Government thereafter. Further, SPV shall be tax exempt for a period of five years from DCCO i.e. FY17-FY21.
3. The power project is of 600 megawatts (MW) shall comprise 4 units of 150 MW each. The estimated cost of project is about INR3, 500 Million to be spent over a period of 4 year(s) the project is estimated to be commercially operational by April 1, 2016 with two units operational om same day and one unit each will be operational on April 1, 2017 and April 1, 2018.
4. Means of finance:
Means of Finance INR Million
Government Aid (To be classified as Equity) 500Equity 900 Debt 2100
5. Amount if expenditure estimated in various years is as follows:
Debt shall bear a fixed rate of interest of 10% and all interest till DCCO shall be added to the principal.
The expected principal along with capitalized interest is expected to be INR2, 400 Million (i.e.INR2100
Million debt plus INR300 Million capitalized interest). The repayment of the same shall be in 12 equated annual installments starting from FY17.
Brief projections for the period of FY17 to FY21 are given below:
Developments as on March 31, 2015
The project manager for the SPV made following comments at a press conferee on March 31, 2015:
As you all are aware, we were running bang on schedule till we last met on December 21, 2014. From today we are just left with one more year to complete the project in time. However, the flash floods which struck our dam site on this March 15, 2015 have created havoc in the region. I shall not point out the loss of lives in the region as you all are well aware of those. Our project has also been badly hit due to the same and we have been assessing the damage over the last one week. After analyzing damage, we have made changes in project schedule. Now we will be making only one unit of 150
MW operational on April 1, 2016 and 1 unit each will be added in each of subsequent year(s).
Development as on September 30, 2015
Post the flash floods, lot of environmentalists started raising issues of changes in environment due to construction of large number of dams. A few Public Interest Litigations (PILs) have been filed in various courts.
Honorable High Court of MP on September 27, 2015, banned construction of any dams in the region and banned permissions for new dams till next hearing scheduled on November 30, 2015. MCC in its press release has indicated that they will apply to the higher court on the matter.
Based on the initial projections, do scenario analysis assuming only 75% capacity is utilized in FY17 and FY18 and thereby revenues will be proportionally reduced.
Compute DSCR under such scenario for FY17 and FY18, assuming other things remain constant?
A. FY17: 0.74; FY18: 1.09
B. FY17: 0.85; FY18: 1.26
C. FY17:1.35; FY18: 2.09
D. FY17:0.98; FY18: 1.46
Answer: B
QUESTION NO: 4
Which of the following statements concerning having a CEO serve as chairman of the board is most accurate?
Having a CEO also serve as chairman is considered:
A. poor corporate governance practice as having the CEO server as chairman is an inherent conflict when determining management compensation.
B. poor corporate governance practice as having the CEO and chairman serve as separate positions ensures a properly-functioning board.
C. good corporate governance practice as the CEO is the best person to provide the board with information about the company's strategy and operations.
D. cannot be determined
Answer: B
QUESTION NO: 5
Provisioning Coverage Ratio (PCR) is essentially the ratio of provisioning to ______ and indicates the extent of funds a bank has kept aside to cover loan losses.
A. total loan portfolio
B. gross non-performing assets
C. total assets
Answer: B
EMC D-PVM-DS-23 - There is an old saying goes, good memory is inferior to sodden ability to write, so we believe that it is a highly productive way for you to memory the knowledge point and review the reference books more effectively. SAP P_BTPA_2408 exam questions can fuel your speed and help you achieve your dream. To keep with such an era, when new knowledge is emerging, you need to pursue latest news and grasp the direction of entire development tendency, our EMC D-ECS-DY-23 training questions have been constantly improving our performance and updating the exam bank to meet the conditional changes. You may worry there is little time for you to learn the SAP C_ARSOR_2404 study tool and prepare the exam because you have spent your main time and energy on your most important thing such as the job and the learning and can’t spare too much time to learn. So if you are in a dark space, our SAP C-ARCON-2404 exam questions can inspire you make great improvements.
Updated: May 28, 2022