Our website offers you the most comprehensive CCRA-L2 App Simulations study guide for the actual test and the best quality service for aftersales. Our customers can easily access and download the CCRA-L2 App Simulations dumps pdf on many electronic devices including computer, laptop and Mac. Online test engine enjoys great reputation among IT workers because it brings you to the atmosphere of CCRA-L2 App Simulations real exam and remarks your mistakes. How do you stand out? Obtaining CCRA-L2 App Simulations certification is a very good choice. Our CCRA-L2 App Simulations study materials can help you pass test faster. Our CCRA-L2 App Simulations exam review contains the latest test questions and accurate answers along with the professional explanations.
Our CCRA-L2 App Simulations exam materials have plenty of advantages.
AIWMI CCRA CCRA-L2 App Simulations - Certified Credit Research Analyst Level 2 You can install it to as many computers as you need as long as the computer is in Windows system. Repeated attempts will sharpen your minds. Maybe our CCRA-L2 Test Tips learning quiz is suitable for you.
We have enough confidence in our products, so we can give a 100% refund guarantee to our customers. CCRA-L2 App Simulations exam questions promise that if you fail to pass the exam successfully after purchasing our product, we are willing to provide you with a 100% full refund. Certified Credit Research Analyst Level 2 exam tests are a high-quality product recognized by hundreds of industry experts.
AIWMI CCRA-L2 App Simulations - Please make a decision quickly.
Today, in an era of fierce competition, how can we occupy a place in a market where talent is saturated? The answer is a certificate. What the certificate main? All kinds of the test CCRA-L2 App Simulations certification, prove you through all kinds of qualification certificate, it is not hard to find, more and more people are willing to invest time and effort on the CCRA-L2 App Simulations exam guide, because get the test CCRA-L2 App Simulations certification is not an easy thing, so, a lot of people are looking for an efficient learning method. And here, fortunately, you have found the CCRA-L2 App Simulations exam braindumps, a learning platform that can bring you unexpected experiences.
The product of Omgzlook not only can 100% guarantee you to pass the exam, but also can provide you a free one-year update service. If you choose Omgzlook, success is not far away for you.
CCRA-L2 PDF DEMO:
QUESTION NO: 1
Scott is a credit analyst with one of the credit rating agencies in India. He was looking in Oil and
Gas Industry companies and has presented brief financials for following 4 entities:
Two credit analysts are discussing the DM-approach to credit risk modeling. They make the following statements:
Analyst A: A portfolio's standard deviation of credit losses can be determined by considering the standard deviation of credit losses of individual exposures in the portfolio and summing them all up.
Analyst B: I do not fully agree with that. Apart from individual standard deviations, one also needs to consider the correlation of the exposure with the rest of the portfolio so as to account for diversification effects. Higher correlations among credit exposures will lead to higher standard deviation of the overall portfolio.
A. Both are correct
B. Only Analyst A is correct
C. Only Analyst B is correct
D. Both are incorrect
Answer: C
QUESTION NO: 2
The most important metric for a bank is the Net Interest Income (NII) which is the difference between____income and____expense.
A. Total; Total
B. Interest; Fee
C. Interest; Interest
D. Interest; Total
Answer: C
QUESTION NO: 3
Which of the following statements concerning having a CEO serve as chairman of the board is most accurate?
Having a CEO also serve as chairman is considered:
A. poor corporate governance practice as having the CEO server as chairman is an inherent conflict when determining management compensation.
B. poor corporate governance practice as having the CEO and chairman serve as separate positions ensures a properly-functioning board.
C. good corporate governance practice as the CEO is the best person to provide the board with information about the company's strategy and operations.
D. cannot be determined
Answer: B
QUESTION NO: 4
Provisioning Coverage Ratio (PCR) is essentially the ratio of provisioning to ______ and indicates the extent of funds a bank has kept aside to cover loan losses.
A. total loan portfolio
B. gross non-performing assets
C. total assets
Answer: B
QUESTION NO: 5
Mark Construction Company (MCC) has bagged a contract for construction of a large dam and hydro power project on river Shiva in Madhya Pradesh (MP). The project is also of relevance from the irrigation perspective due to its location and as per the agreement MCC will have to undertake construction of web of canals, approach road to dam, power house and other ancillary units. MCC is promoted by Mr. Thomas Mark, who is a MP from the ruling party which recently formed government in MP. Historically, MCC has been engaged into construction of rural roads, small bridges and railway platforms on contract basis for the Government. MCC will have a separate special purpose vehicle (SPV) floated for this venture.
The hydro power project comes under the public private partnership scheme of the Government of
MP, where in the private partner builds owns operates and transfers (BOOT) the hydro power plant.
The detailed terms of the hydro power project agreement are as follows:1. The construction of the dam, canals and hydro power plant shall be undertaken by the contractor. The Government of MP will have to acquire land which will submerge on construction of dam and shall rehabilitate the owners of land.
2. MCC shall have right to operate the hydro power project from date of commencement of commercial operations (DCCO) for a period of 20 years and shall transfer the project to Government thereafter. Further, SPV shall be tax exempt for a period of five years from DCCO i.e. FY17-FY21.
3. The power project is of 600 megawatts (MW) shall comprise 4 units of 150 MW each. The estimated cost of project is about INR3, 500 Million to be spent over a period of 4 year(s) the project is estimated to be commercially operational by April 1, 2016 with two units operational om same day and one unit each will be operational on April 1, 2017 and April 1, 2018.
4. Means of finance:
Means of Finance INR Million
Government Aid (To be classified as Equity) 500Equity 900 Debt 2100
5. Amount if expenditure estimated in various years is as follows:
Debt shall bear a fixed rate of interest of 10% and all interest till DCCO shall be added to the principal.
The expected principal along with capitalized interest is expected to be INR2, 400 Million (i.e.INR2100
Million debt plus INR300 Million capitalized interest). The repayment of the same shall be in 12 equated annual installments starting from FY17.
Brief projections for the period of FY17 to FY21 are given below:
Developments as on March 31, 2015
The project manager for the SPV made following comments at a press conferee on March 31, 2015:
As you all are aware, we were running bang on schedule till we last met on December 21, 2014. From today we are just left with one more year to complete the project in time. However, the flash floods which struck our dam site on this March 15, 2015 have created havoc in the region. I shall not point out the loss of lives in the region as you all are well aware of those. Our project has also been badly hit due to the same and we have been assessing the damage over the last one week. After analyzing damage, we have made changes in project schedule. Now we will be making only one unit of 150
MW operational on April 1, 2016 and 1 unit each will be added in each of subsequent year(s).
Development as on September 30, 2015
Post the flash floods, lot of environmentalists started raising issues of changes in environment due to construction of large number of dams. A few Public Interest Litigations (PILs) have been filed in various courts.
Honorable High Court of MP on September 27, 2015, banned construction of any dams in the region and banned permissions for new dams till next hearing scheduled on November 30, 2015. MCC in its press release has indicated that they will apply to the higher court on the matter.
Based on the initial projections, do scenario analysis assuming only 75% capacity is utilized in FY17 and FY18 and thereby revenues will be proportionally reduced.
Compute DSCR under such scenario for FY17 and FY18, assuming other things remain constant?
A. FY17: 0.74; FY18: 1.09
B. FY17: 0.85; FY18: 1.26
C. FY17:1.35; FY18: 2.09
D. FY17:0.98; FY18: 1.46
Answer: B
So do not hesitate and buy our Cisco 350-201 preparation exam, you will benefit a lot from our products. Salesforce Salesforce-Hyperautomation-Specialist - Many ambitious IT professionals want to make further improvements in the IT industry and be closer from the IT peak. EMC D-PEXE-IN-A-00 - Each format has distinct strength and shortcomings. You can free download part of Omgzlook's exercises and answers about AIWMI certification EMC D-GAI-F-01 exam as a try, then you will be more confident to choose our Omgzlook's products to prepare your AIWMI certification EMC D-GAI-F-01 exam. App/online version of American College of Rheumatology RhMSUS training materials can be suitable to all kinds of equipment or digital devices.
Updated: May 28, 2022