The CCRA-L2 Free practice download pdf offered by Omgzlook can give you some reference. You just need to practice with CCRA-L2 Free vce torrent for 1-2 days, then, you can be confident to face the CCRA-L2 Free actual test with ease mood. The 99% pass rate of CCRA-L2 Free training vce will ensure you 100% pass. Our CCRA-L2 Free guide torrent will help you establish the error sets. We believe that it must be very useful for you to take your exam, and it is necessary for you to use our CCRA-L2 Free test questions. The 24/7 customer service will be waiting for you, if you have any questions.
AIWMI CCRA CCRA-L2 It is so cool even to think about it.
And you are lucky to find us for we are the most popular vendor in this career and have a strong strength on providing the best CCRA-L2 - Certified Credit Research Analyst Level 2 Free study materials. The easy language does not pose any barrier for any learner. The complex portions of the CCRA-L2 Reliable Real Test Answer certification syllabus have been explained with the help of simulations and real-life based instances.
As the old saying goes, skills will never be burden. So for us, with one more certification, we will have one more bargaining chip in the future. However, it is difficult for many people to get a CCRA-L2 Free certification, but we are here to offer you help.
AIWMI CCRA-L2 Free - Life is a long journey.
We know making progress and getting the certificate of CCRA-L2 Free study materials will be a matter of course with the most professional experts in command of the newest and the most accurate knowledge in it. Our Certified Credit Research Analyst Level 2 exam prep has taken up a large part of market. with decided quality to judge from customers' perspective, If you choose the right CCRA-L2 Free practice braindumps, it will be a wise decision. Our behavior has been strictly ethical and responsible to you, which is trust worthy.
CCRA-L2 Free exam questions have a very high hit rate, of course, will have a very high pass rate. Before you select a product, you must have made a comparison of your own pass rates.
CCRA-L2 PDF DEMO:
QUESTION NO: 1
Scott is a credit analyst with one of the credit rating agencies in India. He was looking in Oil and
Gas Industry companies and has presented brief financials for following 4 entities:
Two credit analysts are discussing the DM-approach to credit risk modeling. They make the following statements:
Analyst A: A portfolio's standard deviation of credit losses can be determined by considering the standard deviation of credit losses of individual exposures in the portfolio and summing them all up.
Analyst B: I do not fully agree with that. Apart from individual standard deviations, one also needs to consider the correlation of the exposure with the rest of the portfolio so as to account for diversification effects. Higher correlations among credit exposures will lead to higher standard deviation of the overall portfolio.
A. Both are correct
B. Only Analyst A is correct
C. Only Analyst B is correct
D. Both are incorrect
Answer: C
QUESTION NO: 2
The most important metric for a bank is the Net Interest Income (NII) which is the difference between____income and____expense.
A. Total; Total
B. Interest; Fee
C. Interest; Interest
D. Interest; Total
Answer: C
QUESTION NO: 3
Which of the following statements concerning having a CEO serve as chairman of the board is most accurate?
Having a CEO also serve as chairman is considered:
A. poor corporate governance practice as having the CEO server as chairman is an inherent conflict when determining management compensation.
B. poor corporate governance practice as having the CEO and chairman serve as separate positions ensures a properly-functioning board.
C. good corporate governance practice as the CEO is the best person to provide the board with information about the company's strategy and operations.
D. cannot be determined
Answer: B
QUESTION NO: 4
Provisioning Coverage Ratio (PCR) is essentially the ratio of provisioning to ______ and indicates the extent of funds a bank has kept aside to cover loan losses.
A. total loan portfolio
B. gross non-performing assets
C. total assets
Answer: B
QUESTION NO: 5
Mark Construction Company (MCC) has bagged a contract for construction of a large dam and hydro power project on river Shiva in Madhya Pradesh (MP). The project is also of relevance from the irrigation perspective due to its location and as per the agreement MCC will have to undertake construction of web of canals, approach road to dam, power house and other ancillary units. MCC is promoted by Mr. Thomas Mark, who is a MP from the ruling party which recently formed government in MP. Historically, MCC has been engaged into construction of rural roads, small bridges and railway platforms on contract basis for the Government. MCC will have a separate special purpose vehicle (SPV) floated for this venture.
The hydro power project comes under the public private partnership scheme of the Government of
MP, where in the private partner builds owns operates and transfers (BOOT) the hydro power plant.
The detailed terms of the hydro power project agreement are as follows:1. The construction of the dam, canals and hydro power plant shall be undertaken by the contractor. The Government of MP will have to acquire land which will submerge on construction of dam and shall rehabilitate the owners of land.
2. MCC shall have right to operate the hydro power project from date of commencement of commercial operations (DCCO) for a period of 20 years and shall transfer the project to Government thereafter. Further, SPV shall be tax exempt for a period of five years from DCCO i.e. FY17-FY21.
3. The power project is of 600 megawatts (MW) shall comprise 4 units of 150 MW each. The estimated cost of project is about INR3, 500 Million to be spent over a period of 4 year(s) the project is estimated to be commercially operational by April 1, 2016 with two units operational om same day and one unit each will be operational on April 1, 2017 and April 1, 2018.
4. Means of finance:
Means of Finance INR Million
Government Aid (To be classified as Equity) 500Equity 900 Debt 2100
5. Amount if expenditure estimated in various years is as follows:
Debt shall bear a fixed rate of interest of 10% and all interest till DCCO shall be added to the principal.
The expected principal along with capitalized interest is expected to be INR2, 400 Million (i.e.INR2100
Million debt plus INR300 Million capitalized interest). The repayment of the same shall be in 12 equated annual installments starting from FY17.
Brief projections for the period of FY17 to FY21 are given below:
Developments as on March 31, 2015
The project manager for the SPV made following comments at a press conferee on March 31, 2015:
As you all are aware, we were running bang on schedule till we last met on December 21, 2014. From today we are just left with one more year to complete the project in time. However, the flash floods which struck our dam site on this March 15, 2015 have created havoc in the region. I shall not point out the loss of lives in the region as you all are well aware of those. Our project has also been badly hit due to the same and we have been assessing the damage over the last one week. After analyzing damage, we have made changes in project schedule. Now we will be making only one unit of 150
MW operational on April 1, 2016 and 1 unit each will be added in each of subsequent year(s).
Development as on September 30, 2015
Post the flash floods, lot of environmentalists started raising issues of changes in environment due to construction of large number of dams. A few Public Interest Litigations (PILs) have been filed in various courts.
Honorable High Court of MP on September 27, 2015, banned construction of any dams in the region and banned permissions for new dams till next hearing scheduled on November 30, 2015. MCC in its press release has indicated that they will apply to the higher court on the matter.
Based on the initial projections, do scenario analysis assuming only 75% capacity is utilized in FY17 and FY18 and thereby revenues will be proportionally reduced.
Compute DSCR under such scenario for FY17 and FY18, assuming other things remain constant?
A. FY17: 0.74; FY18: 1.09
B. FY17: 0.85; FY18: 1.26
C. FY17:1.35; FY18: 2.09
D. FY17:0.98; FY18: 1.46
Answer: B
The AIWMI ECCouncil 212-82 exam questions aid its customers with updated and comprehensive information in an innovative style. Our HP HPE0-S59 practice materials have been well received by the users, mainly reflected in the following advantages. Our experts are not slavish followers who just cut and paste the content into our EMC D-PM-IN-23 practice materials, all EMC D-PM-IN-23 exam questions are elaborately compiled by them. EMC D-SNC-DY-00 - A good brand is not a cheap product, but a brand that goes well beyond its users' expectations. Once you have any questions and doubts about the AIWMI exam questions we will provide you with our customer service before or after the sale, you can contact us if you have question or doubt about our exam materials and the professional personnel can help you solve your issue about using EMC D-XTR-MN-A-24 study materials.
Updated: May 28, 2022